Who is really focused on your best interest? A home is a significant purchase and having someone who is truly working on your behalf can make all the difference in that transaction.
Lenders are betting that you won’t want to go through the effort of re-doing your mortgage every 5 years; that you’ll just keep renewing. Therefore, most aren’t bending over backwards to try and get you the best rates. This is where a mortgage broker can help.
Because mortgage brokers work with many lenders (major banks, small lenders, insurance and trust companies, and private funds), they often have access to a better rate. We offer a one-stop shop; you simply fill out one application and we do the rest of the work - regardless of whether you’re setting up the initial mortgage, re-financing, or renewing.
Before you start house hunting, get pre-approved for a mortgage:
- It will set your price range
By pinpointing the maximum amount you can borrow, you can visit properties within your price range and have a better idea of the homes you can afford.
- You will be protected against rate increases
The interest rate offered with your pre-approval is guaranteed for 90 days, so you can focus on finding your ideal home without worrying about rate increases.
- It increases your negotiating power
A pre-approval shows the seller of the property that you're a serious buyer. It proves that your financial situation is stable and gives you leverage when negotiating a price. It can also give you an edge over other potential buyers.
We do the rate shopping for you
This is unquestionably the biggest advantage of hiring us. Too many homebuyers simply obtain one mortgage quote from a bank and accept it. Even a small difference in mortgage rates can save you thousands in interest over the life of a mortgage, so it's certainly worth it to shop around.
We simplify it
The mortgage application process can be long! Applying for five different mortgage pre-approvals can easily take the better part of an afternoon. We do all of that legwork for you.
We work for you
We act in your best interest at all times and provide you with undivided loyalty, confidentiality, and full disclosure.
We are free to you. We operate on commissions that are paid by the lender of your mortgage. We don’t get paid unless you get your mortgage.
“Her communication and patience throughout were incomparable and made a very stressful process much more tolerable. We have no doubt that had she not been such a strong, solution driven advocate we not be presently living in our dream home. Our gratitude to Eden is profound and we would recommend her in a heart beat.”
“Eden is absolutely amazing! She made our experience positive & stress-free. Was very supportive and efficient in her response times. We will most definitely use Eden again and refer her to our family and friends.”
“I was so impressed with the level of care from my mortgage broker. Eden earned my trust immediately. I felt she was looking out for my interests from start to finish and would highly recommend her.”
“Eden was seriously fantastic! My Realtor and everyone at her firm speaks so highly of Eden and then she exceeded even those expectations! She is so good at what she does and took extra time to make sure I understood everything. I will not hesitate to recommend Eden to my friends and family.”
“Eden was very helpful and provided excellent service. She had to work extra hard because of our short timeline. We were very happy with her.”
“Eden is the best mortgage professional I have ever worked with. She is extremely knowledgeable, hard working and ethical. Since meeting her, I refer as many of my clients to her as possible. In addition, even trusting her with my own mortgages. She is excellent at her job in every way.”
“Eden is absolutely amazing and continues to be so every time we call with questions!”